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One of the most important considerations before my husband accepted his job here in Sydney is the insurance coverage. With Australia’s economy booming, it is expected that the standard of living will go up as well.

With our objective to experience a change of lifestyle and still be able to meet our target savings here, we had to go through the insurance coverage offered by my husband’s company thoroughly and checked if there are areas to upgrade based on our needs.

Since we are here on working visas, it is vital to choose a good private health insurance. So far, we have no regrets in the company we chose. We are comfortable with the coverage we chose especially with our child in mind. For permanent residents, however, Medicare will cover hospitalization or medical needs.

Our friend here who got the same coverage said that her plans for baby #2 are well underway since the insurance will take care of her delivery/ hospitalization expenses.

My husband has been asking me to make appointments with the dentist, chiropractor and optometrist. He said that we should maximize the benefits before they lapse. I guess the next opportunity I get; I will definitely make calls to schedule all of these visits.